Long Term Care
What is long-term care? Long-term care (LTC)
refers to a variety of services designed to help people
perform the functions of day-to-day living to help
them remain independent. Some long-term care is
aimed at providing help with day-to-day activities for
people with chronic illness, or cognitive impairment,
such as dementia. Other long-term care services may
be rehabilitative, helping someone regain function
after a serious injury.

On average, one out of three people will need
long-term care. The average cost nationwide is
$85,000.00 per year. The average need is 3-years.
Long-term care is the #1 liability Americans face.
Long Term Care Premiums can be Tax Free
There have been many changes in the law to encourage people to purchase
long-term care policies. The premiums of long-term care policies may be tax
deductible or using a non-qualified Deferred or Immediate Annuity can be
T
ax-Free

The 2007 Partnership Program,  which was passed in the State of Florida,
provides matching funds. For detailed information, please refer to

http://www.fdhc.state.
Secure Choices Insurance Services
1624 3rd Avenue North
Jacksonville Beach, Florida  32250
(904) 242-8893
(904) 242-0163 Facsimile

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It is only by creative planning that individuals can prepare for the high cost of
long term care. In the past you your only choice was to purchase a plan and pay
in monthly or annual premiums for coverage that may or may not be used.

Introducing a new way to pay for long term care benefits: Guaranteed single
premium coverage for long-term care using the foundation of Life insurance or
Annuity.

Lifetime money back guarantee
Income tax-free long-term care benefits
Income tax-free death benefit
Lifetime benefit guarantees
Interest credits and tax-deferred growth
Stand alone Long Term Care Plans are based on your age, How much you want
them to pay per month, elimination periods and how many years of coverage.
You also can attach riders such as inflation protection, waiver of premium, and
non-forfeiture benefit.
The Government has passed wonderful Tax incentives to purchase these plans.
You may appreciate the information provided in this short video:
Click the following link:
http://www.youtube.com/watch?v=yjLDcw3Jzao&feature=youtu.be