Annuities
What is an Annuity? An annuity is a financial
contract between you (the owner), and an insurance
company. You invest either a lump sum or monthly
payment for a fixed period of time - normally three to
ten years. Annuities offer:

Tax Deferred Accumulation
Competitive Yield
Initial Investment is Protected
No Market Risk
Penalty Free Partial Withdrawals up to 10%
Avoids Probate
Lifetime Income is currently paying 6-8%
No Fees or Sales Charges
100% goes to your Beneficiary in the event of death
Secure Choices Insurance
Services
1624 3rd Avenue North
Jacksonville Beach, Florida  32250
(904) 242-8893
(904) 242-0163 Facsimile
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Fixed Annuity - accumulation value is a guaranteed fixed interest rate for a
specific period of time. Interest rates generally offer
three times higher yield
than Certificates of Deposit(CD).
Example: Annuity: $100K invested at 3% for 5 years yields $115,927.40
CD: $100K invested at 1.5% for 5 years yields $107,500.

Immediate Annuity - based on age and investment amount. Monthly,
quarterly or annual income on your investment for your life, a specific period
of time, or dollar value.
Example: At age 65, $100K invested, returns a monthly cash flow of $540.43
which equates to 6.56%.

Fixed Index Annuity - accumulation value is linked to the stock market
indexes, with a minimum return guaranteed. You have the opportunity to make
a higher interest than is available on a fixed annuity without experiencing any
market losses. Most have a bonus of 5%-10% on the initial investment.
Below is a short informative video on Fixed Index Annuities.       
Video  
Longevity Annuity or Guaranteed Income Rider - Guarantee fixed
interest rate between 6% - 8% each year, as long as it is taken as life-time
income. Must be attached to a Fixed or Index Annuity- does not stand alone.
Example: At age 65, $100K invested with a 10% bonus and a 7% income rider,
after 10 years, will be $216,387.00 with a lifetime payout of $12,983 per year.

*Contact us for updated interest rates by telephone (904)242-8893, or using
the
Contact us page.

Surrender charges may apply for early withdrawals or above the penalty free
amount.